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We understand that feeling of being denied for something we really had our hearts set on all due to misinformation showing up on our credit reports. Credit dictates a slew of things in our adult lives such as where we get to live, what kind of vehicles we drive, and what type of business finances we have access to. Contact us to get started!

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We offer services to help with ALL your credit needs!

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We offer counseling services that includes and in-depth review of what to do and what not to do with your credit as your as enrolled in our program.

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After your credit has been repaired and all negative items have been removed we help you establish positive credit by doing the right things to your credit.

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We help educate you, so your know how to maintain positive credit long after you have completed our program. Everyone should know how to use credit properly.

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We use the power of the Consumer Rights Laws to protect your credit reports from the errors. Our running motto is "If they can't prove it, they must remove it!"

Are you a slave to the creditors on your credit reports?

According to Proverbs 22:7, "The rich rule over the poor, and the borrower is slave to the lender."

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Student Loans

We help you remove, consolidate, or get on a payment plan for your students loans. There is no longer a need to run from Sallie Mae and the US Dept of Education.

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Business Credit

Whether you have business credit, don't know what to do with it, or have damaged business credit we help you establish credit for your business the correct way!

We use the tools God has blessed us with to be a blessing to others:

For far too long we have watched as many Americans get themselves into subprime loans because they have not taken the time to get their credit in order. We strive to help educate our community on the inner workings of how credit actually works. John 13: 12-17 (NLT) After washing their feet, he put on his robe again and sat down and asked, “Do you understand what I was doing? You call me ‘Teacher’ and ‘Lord,’ and you are right, because that’s what I am. And since I, your Lord and Teacher, have washed your feet, you ought to wash each other’s feet. I have given you an example to follow. Do as I have done to you. I tell you the truth, slaves are not greater than their master. Nor is the messenger more important than the one who sends the message. Now that you know these things, God will bless you for doing them. We have been called to help others out of debt slavery, this is how we wash the feet of our fellow disciples: It is time we wash your feet!

Mandatory Wage Garnishment could be law soon




A Republican-backed proposal currently in the Senate could make automatic wage garnishment for your student loan payments become the law.

Sen. Lamar Alexander (R-Tenn.)—who is the chairman of the Senate Health, Education, Labor, and Pensions committee—has proposed a massive overhaul to the to the student loan system, and the changes could have an impact on some 40 million people.
According to CNBC, the average student loan debt is around $30,000 currently. That’s up from $10,000 in the early ’90s. The country’s outstanding student loan balance is projected to reach $2 trillion by the year 2022.
There are currently 14 different ways those who owe student loans can pay their debt, but if Alexander has his way, that could soon be cut down to two, and both would involve your employer automatically deducting your student loan payments from your paychecks.
The two repayment options under Alexander’s proposal are as follows: under the first, a borrower’s monthly bill would be capped at 10 percent of their discretionary income—or what they have left after they pay all their bills each month. If a borrower does not earn income for any period of time, then no payment would be due, and it would not negatively affect their credit.
Read more here in this article from theROOT's website

To get Federal Student Loan assistance click here to request a FREE no obligation consultation with one of our world-class specialist TODAY! 

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