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We understand that feeling of being denied for something we really had our hearts set on all due to misinformation showing up on our credit reports. Credit dictates a slew of things in our adult lives such as where we get to live, what kind of vehicles we drive, and what type of business finances we have access to. Contact us to get started!

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We offer services to help with ALL your credit needs!

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Free Resources

Everyone loves FREE! Visit our resources page for FREE credit resources!

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E-Books

Read all about the different techniques to improve your credit!

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Letters

Can't quite afford our disputing services? Try sending out letters!

Credit Monitoring

Credit Monitoring

Credit changes from all 3 bureaus, get your full credit picture today!

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Credit Building

Remove all of your negatives items, then start building today!

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Credit Counseling

Credit Counseling

We offer counseling services that includes and in-depth review of what to do and what not to do with your credit as your as enrolled in our program.

Credit Building

Credit Building

After your credit has been repaired and all negative items have been removed we help you establish positive credit by doing the right things to your credit.

Credit Education

Credit Education

We help educate you, so your know how to maintain positive credit long after you have completed our program. Everyone should know how to use credit properly.

Credit Repair

Credit Repair

We use the power of the Consumer Rights Laws to protect your credit reports from the errors. Our running motto is "If they can't prove it, they must remove it!"

Are you a slave to the creditors on your credit reports?

According to Proverbs 22:7, "The rich rule over the poor, and the borrower is slave to the lender."

Student Loans

Student Loans

We help you remove, consolidate, or get on a payment plan for your students loans. There is no longer a need to run from Sallie Mae and the US Dept of Education.

Business Credit

Business Credit

Whether you have business credit, don't know what to do with it, or have damaged business credit we help you establish credit for your business the correct way!

We use the tools God has blessed us with to be a blessing to others:

For far too long we have watched as many Americans get themselves into subprime loans because they have not taken the time to get their credit in order. We strive to help educate our community on the inner workings of how credit actually works. John 13: 12-17 (NLT) After washing their feet, he put on his robe again and sat down and asked, “Do you understand what I was doing? You call me ‘Teacher’ and ‘Lord,’ and you are right, because that’s what I am. And since I, your Lord and Teacher, have washed your feet, you ought to wash each other’s feet. I have given you an example to follow. Do as I have done to you. I tell you the truth, slaves are not greater than their master. Nor is the messenger more important than the one who sends the message. Now that you know these things, God will bless you for doing them. We have been called to help others out of debt slavery, this is how we wash the feet of our fellow disciples: It is time we wash your feet!

Let Us Wash Your Feet! (So to speak)

5 mistakes that could hurt your credit score

BLESSING CREDIT REPAIR March 20, 2019
The next time you check your credit score, you might discover it has taken a tumble because of a seemingly small mishap on your part. A seemingly small stumble, such as forgetting to return library books, can cause your credit score to plummet.

things that hurt credit score


Here are five small mistakes that can hurt your credit score:

1. Using a debit card to make a car rental reservation

If you are planning to rent a car and use a debit card to make the reservation, that could trigger the rental car company to require a credit screening. That can ding your credit score, according to credit agencies. 
A better option is to confirm the reservation with your credit card to avoid the unnecessary credit inquiry. Then, settle the final bill with your debit card when you return the vehicle.

2. Medical debts

Due to credit industry changes enacted in 2016, medical debts are reported only after a 180-day waiting period. That's designed to allow enough time for insurance payments to be applied. 
Also, it's possible to get a credit reporting company to remove medication collections, from your credit report once the debt is paid, or is being paid by the insurer. Still, tending to medical bills promptly can help you avoid a credit blemish in the first place.

3. Failing to pay taxes

If the Internal Revenue Service or the local tax collector has sent you a hefty bill for unpaid taxes, you can run, but you can't hide. The IRS will eventually track you down and demand what they're owed.  If you fail to respond, expect your credit score to take a dive. 
It's best to work things out with the IRS through a payment plan or let a reputable expert help you with your tax debt. 

Read More in the KNOWVILLE, Tenn. (WATE) ABC News 6 Article by clicking here. 
To get started repairing the negative account from your credit report simply click here to request a free no obligation consultation!  
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